Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$365,838$348,750
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,829$0
Note rate6.870%7.400%
Blended rate6.870%7.640%
1st payment$2,464.83$2,414.67
2nd payment$0.00$0.00
Taxes / mo$322.92$322.92
Insurance / mo$150.00$150.00
MI / mo$0.00$69.75
HOA / mo$29.17$29.17
Total monthly$2,966.92$2,986.51
Cash to close$21,662$38,750