Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$118,722$118,722$179,910
Remaining term (yrs)22.222.230.0
Secondary amount$0$61,188$0
Funding fee$594$594$0
Note rate4.600%4.600%7.320%
Blended rate4.600%6.096%7.560%
1st payment$709.61$709.61$1,235.86
2nd payment$0.00$458.91$0.00
Taxes / mo$178.17$178.17$178.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.98
HOA / mo$218.00$218.00$218.00
Total monthly$1,255.78$1,714.69$1,818.01
Cash to close$81,178$19,990$19,990