Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,238$454,500
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,336$0
Note rate6.340%7.320%
Blended rate6.340%7.560%
1st payment$2,929.38$3,122.10
2nd payment$0.00$0.00
Taxes / mo$420.83$420.83
Insurance / mo$166.67$166.67
MI / mo$0.00$90.90
HOA / mo$39.58$39.58
Total monthly$3,556.46$3,840.08
Cash to close$37,762$50,500