Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,959$400,500
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$2,140$0
Note rate6.240%7.320%
Blended rate6.240%7.560%
1st payment$2,652.78$2,751.16
2nd payment$0.00$0.00
Taxes / mo$370.83$370.83
Insurance / mo$150.00$150.00
MI / mo$0.00$80.10
HOA / mo$0.00$0.00
Total monthly$3,173.62$3,352.09
Cash to close$17,041$44,500