Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$614,091$598,500
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.760%7.400%
Blended rate7.310%7.640%
1st payment$4,041.26$4,143.89
2nd payment$0.00$0.00
Taxes / mo$271.67$271.67
Insurance / mo$166.67$166.67
MI / mo$285.28$119.70
HOA / mo$35.00$35.00
Total monthly$4,799.88$4,736.93
Cash to close$50,909$66,500