Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$181,835$162,000
Remaining term (yrs)29.830.0
Secondary amount$0$0
Funding fee$909$0
Note rate6.470%7.400%
Blended rate6.470%7.640%
1st payment$1,146.78$1,121.66
2nd payment$0.00$0.00
Taxes / mo$20.08$20.08
Insurance / mo$150.00$150.00
MI / mo$0.00$32.40
HOA / mo$0.00$0.00
Total monthly$1,316.86$1,324.14
Cash to close$0$18,000