Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$451,455$427,410
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,257$0
Note rate6.630%7.320%
Blended rate6.630%7.560%
1st payment$2,977.59$2,936.01
2nd payment$0.00$0.00
Taxes / mo$447.50$447.50
Insurance / mo$166.67$166.67
MI / mo$0.00$85.48
HOA / mo$70.00$70.00
Total monthly$3,661.75$3,705.66
Cash to close$23,445$47,490