Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,621$394,621$639,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$244,379$0
Funding fee$1,973$1,973$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.699%7.640%
1st payment$1,854.01$1,854.01$4,424.31
2nd payment$0.00$1,578.28$0.00
Taxes / mo$411.58$411.58$411.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,482.26$4,060.55$5,180.36
Cash to close$315,379$71,000$71,000