Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$356,082$337,500
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,780$0
Note rate6.310%7.320%
Blended rate6.310%7.560%
1st payment$2,310.63$2,318.39
2nd payment$0.00$0.00
Taxes / mo$312.50$312.50
Insurance / mo$150.00$150.00
MI / mo$0.00$67.50
HOA / mo$16.67$16.67
Total monthly$2,789.80$2,865.06
Cash to close$18,918$37,500