Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,475$237,475$283,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$46,025$0
Funding fee$1,187$1,187$0
Note rate2.860%2.860%7.400%
Blended rate2.860%3.857%7.640%
1st payment$1,101.40$1,101.40$1,962.90
2nd payment$0.00$345.19$0.00
Taxes / mo$262.50$262.50$262.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,513.90$1,859.09$2,432.10
Cash to close$77,525$31,500$31,500