Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$663,793$648,000
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$3,319$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$4,234.86$4,486.62
2nd payment$0.00$0.00
Taxes / mo$284.25$284.25
Insurance / mo$216.67$216.67
MI / mo$0.00$129.60
HOA / mo$0.00$0.00
Total monthly$4,735.77$5,117.14
Cash to close$56,207$72,000