Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,708$237,600
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,174$0
Note rate6.200%7.320%
Blended rate6.200%7.560%
1st payment$1,470.24$1,632.15
2nd payment$0.00$0.00
Taxes / mo$220.00$220.00
Insurance / mo$150.00$150.00
MI / mo$0.00$47.52
HOA / mo$0.00$0.00
Total monthly$1,840.24$2,049.67
Cash to close$29,292$26,400