Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$585,069$528,534
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$2,925$0
Note rate6.380%7.320%
Blended rate6.380%7.560%
1st payment$3,665.66$3,630.66
2nd payment$0.00$0.00
Taxes / mo$489.38$489.38
Insurance / mo$166.67$166.67
MI / mo$0.00$105.71
HOA / mo$431.00$431.00
Total monthly$4,752.71$4,823.42
Cash to close$2,191$58,726