Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,251$306,000
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,631$0
Note rate6.000%7.400%
Blended rate6.000%7.640%
1st payment$1,965.93$2,118.68
2nd payment$0.00$0.00
Taxes / mo$392.58$392.58
Insurance / mo$150.00$150.00
MI / mo$0.00$61.20
HOA / mo$52.08$52.08
Total monthly$2,560.59$2,774.55
Cash to close$13,749$34,000