Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,636$176,636$314,910
Remaining term (yrs)23.223.230.0
Secondary amount$0$138,274$0
Funding fee$883$883$0
Note rate3.660%3.660%7.320%
Blended rate3.660%5.566%7.560%
1st payment$939.00$939.00$2,163.21
2nd payment$0.00$921.83$0.00
Taxes / mo$249.99$249.99$249.99
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,338.98$2,260.81$2,626.18
Cash to close$173,264$34,990$34,990