Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$152,091$152,091$449,910
Remaining term (yrs)17.217.230.0
Secondary amount$0$297,819$0
Funding fee$760$760$0
Note rate4.350%4.350%7.400%
Blended rate4.350%6.601%7.640%
1st payment$1,042.45$1,042.45$3,115.09
2nd payment$0.00$1,923.41$0.00
Taxes / mo$74.42$74.42$74.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$102.67$102.67$102.67
Total monthly$1,386.21$3,309.62$3,548.82
Cash to close$347,809$49,990$49,990