Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,351$327,351$449,550
Remaining term (yrs)25.625.630.0
Secondary amount$0$122,199$0
Funding fee$1,637$1,637$0
Note rate6.250%6.250%7.320%
Blended rate6.250%6.726%7.560%
1st payment$2,133.46$2,133.46$3,088.10
2nd payment$0.00$814.66$0.00
Taxes / mo$652.90$652.90$652.90
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.91
HOA / mo$146.33$146.33$146.33
Total monthly$3,099.36$3,914.02$4,143.91
Cash to close$172,149$49,950$49,950