Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$357,727$341,999
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,789$0
Note rate5.890%7.400%
Blended rate5.890%7.640%
1st payment$2,239.55$2,367.93
2nd payment$0.00$0.00
Taxes / mo$61.58$61.58
Insurance / mo$150.00$150.00
MI / mo$0.00$68.40
HOA / mo$62.50$62.50
Total monthly$2,513.63$2,710.42
Cash to close$22,272$38,000