Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$78,417$78,417$171,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$92,583$0
Funding fee$392$392$0
Note rate3.690%3.690%7.400%
Blended rate3.690%6.565%7.640%
1st payment$418.12$418.12$1,183.97
2nd payment$0.00$694.37$0.00
Taxes / mo$271.92$271.92$271.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$34.20
HOA / mo$150.00$150.00$150.00
Total monthly$990.04$1,684.41$1,790.09
Cash to close$111,583$19,000$19,000