Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$133,141$133,141$193,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$60,359$0
Funding fee$666$666$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.789%7.640%
1st payment$640.86$640.86$1,339.75
2nd payment$0.00$452.69$0.00
Taxes / mo$160.92$160.92$160.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$200.00$200.00$200.00
Total monthly$1,151.77$1,604.47$1,889.37
Cash to close$81,859$21,500$21,500