Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$615,664$532,350
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$3,078$0
Note rate6.770%7.320%
Blended rate6.770%7.560%
1st payment$4,095.39$3,656.88
2nd payment$0.00$0.00
Taxes / mo$576.50$576.50
Insurance / mo$166.67$166.67
MI / mo$0.00$106.47
HOA / mo$10.42$10.42
Total monthly$4,848.98$4,516.93
Cash to close$0$59,150