Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$324,101$314,100
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$1,621$0
Note rate6.020%7.320%
Blended rate6.020%7.560%
1st payment$2,052.33$2,157.65
2nd payment$0.00$0.00
Taxes / mo$300.13$300.13
Insurance / mo$150.00$150.00
MI / mo$0.00$62.82
HOA / mo$12.50$12.50
Total monthly$2,514.96$2,683.10
Cash to close$24,899$34,900