Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$121,410
Remaining term (yrs)0.00.030.0
Secondary amount$0$121,410$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.000%8.000%7.640%
1st payment$0.00$0.00$840.62
2nd payment$0.00$809.40$0.00
Taxes / mo$232.17$232.17$232.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$24.28
HOA / mo$436.00$436.00$436.00
Total monthly$818.17$1,627.57$1,683.07
Cash to close$134,900$13,490$13,490