Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$95,171$95,171$387,000
Remaining term (yrs)15.715.730.0
Secondary amount$0$291,829$0
Funding fee$476$476$0
Note rate3.830%3.830%7.320%
Blended rate3.830%6.786%7.560%
1st payment$668.81$668.81$2,658.42
2nd payment$0.00$1,884.73$0.00
Taxes / mo$95.83$95.83$95.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$914.64$2,799.37$2,981.65
Cash to close$334,829$43,000$43,000