Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$215,427$198,000
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,077$0
Note rate3.920%7.320%
Blended rate3.920%7.560%
1st payment$1,112.49$1,360.12
2nd payment$0.00$0.00
Taxes / mo$223.92$223.92
Insurance / mo$150.00$150.00
MI / mo$0.00$39.60
HOA / mo$568.00$568.00
Total monthly$2,054.40$2,341.64
Cash to close$4,573$22,000