Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$525,571$516,600
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,628$0
Note rate6.640%7.400%
Blended rate6.640%7.640%
1st payment$3,420.70$3,576.83
2nd payment$0.00$0.00
Taxes / mo$600.70$600.70
Insurance / mo$166.67$166.67
MI / mo$0.00$103.32
HOA / mo$74.00$74.00
Total monthly$4,262.06$4,521.52
Cash to close$48,429$57,400