Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$105,281$105,281$179,910
Remaining term (yrs)21.421.430.0
Secondary amount$0$74,629$0
Funding fee$526$526$0
Note rate4.400%4.400%7.400%
Blended rate4.400%6.308%7.640%
1st payment$631.76$631.76$1,245.66
2nd payment$0.00$559.72$0.00
Taxes / mo$128.25$128.25$128.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.98
HOA / mo$0.00$0.00$0.00
Total monthly$910.01$1,469.73$1,559.89
Cash to close$94,619$19,990$19,990