Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,324$117,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,182$0
Note rate7.100%7.400%
Blended rate7.100%7.640%
1st payment$1,626.32$810.08
2nd payment$0.00$0.00
Taxes / mo$42.83$42.83
Insurance / mo$150.00$150.00
MI / mo$0.00$23.40
HOA / mo$0.00$0.00
Total monthly$1,819.15$1,026.32
Cash to close$0$13,000