Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,459$351,000
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,882$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$2,365.01$2,430.25
2nd payment$0.00$0.00
Taxes / mo$392.67$392.67
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$84.33$84.33
Total monthly$2,992.01$3,127.45
Cash to close$13,541$39,000