Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,970$441,000
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$2,385$0
Note rate6.820%7.320%
Blended rate6.820%7.560%
1st payment$3,198.02$3,029.36
2nd payment$0.00$0.00
Taxes / mo$694.25$694.25
Insurance / mo$166.67$166.67
MI / mo$0.00$88.20
HOA / mo$273.33$273.33
Total monthly$4,332.27$4,251.81
Cash to close$13,030$49,000