Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$349,921$349,921$701,100
Remaining term (yrs)21.421.430.0
Secondary amount$0$351,179$0
Funding fee$1,750$1,750$0
Note rate3.990%3.990%7.320%
Blended rate3.990%5.873%7.560%
1st payment$2,022.32$2,022.32$4,816.07
2nd payment$0.00$2,268.03$0.00
Taxes / mo$649.17$649.17$649.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$140.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,888.16$5,156.18$5,822.12
Cash to close$429,079$77,900$77,900