Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,444$235,444$301,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$66,056$0
Funding fee$1,177$1,177$0
Note rate2.660%2.660%7.320%
Blended rate2.660%4.049%7.560%
1st payment$1,093.43$1,093.43$2,071.10
2nd payment$0.00$495.42$0.00
Taxes / mo$304.92$304.92$304.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,548.34$2,043.76$2,586.31
Cash to close$99,556$33,500$33,500