Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$73,749$73,749$440,999
Remaining term (yrs)38.638.630.0
Secondary amount$0$367,250$0
Funding fee$0$0$0
Note rate6.830%6.830%7.400%
Blended rate7.380%7.688%7.640%
1st payment$452.04$452.04$3,053.39
2nd payment$0.00$2,371.82$0.00
Taxes / mo$421.08$421.08$421.08
Insurance / mo$166.67$166.67$166.67
MI / mo$34.01$34.01$88.20
HOA / mo$150.00$150.00$150.00
Total monthly$1,223.81$3,595.63$3,879.34
Cash to close$416,250$49,000$49,000