Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$217,653$217,653$459,000
Remaining term (yrs)20.720.730.0
Secondary amount$0$241,347$0
Funding fee$1,088$1,088$0
Note rate4.050%4.050%7.400%
Blended rate4.050%5.996%7.640%
1st payment$1,290.33$1,290.33$3,178.02
2nd payment$0.00$1,558.70$0.00
Taxes / mo$301.33$301.33$301.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$139.00$139.00$139.00
Total monthly$1,897.33$3,456.03$3,876.82
Cash to close$292,347$51,000$51,000