Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,753$468,900
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,494$0
Note rate6.760%7.320%
Blended rate6.760%7.560%
1st payment$3,288.48$3,221.02
2nd payment$0.00$0.00
Taxes / mo$401.42$401.42
Insurance / mo$166.67$166.67
MI / mo$0.00$93.78
HOA / mo$62.50$62.50
Total monthly$3,919.07$3,945.38
Cash to close$22,247$52,100