Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,295$452,295$535,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$83,205$0
Funding fee$2,261$2,261$0
Note rate6.350%6.350%7.320%
Blended rate6.350%6.762%7.560%
1st payment$2,879.71$2,879.71$3,678.51
2nd payment$0.00$624.04$0.00
Taxes / mo$639.60$639.60$639.60
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$166.67$166.67$166.67
Total monthly$3,852.65$4,476.68$4,758.55
Cash to close$142,705$59,500$59,500