Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$127,633$127,633$215,910
Remaining term (yrs)20.320.330.0
Secondary amount$0$88,277$0
Funding fee$638$638$0
Note rate4.300%4.300%7.400%
Blended rate4.300%6.222%7.640%
1st payment$783.54$783.54$1,494.92
2nd payment$0.00$662.08$0.00
Taxes / mo$179.33$179.33$179.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$43.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,112.87$1,774.95$1,867.43
Cash to close$112,267$23,990$23,990