Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$252,610$250,200
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,263$0
Note rate6.790%7.400%
Blended rate6.790%7.640%
1st payment$1,676.99$1,732.33
2nd payment$0.00$0.00
Taxes / mo$278.22$278.22
Insurance / mo$150.00$150.00
MI / mo$0.00$50.04
HOA / mo$0.00$0.00
Total monthly$2,105.21$2,210.59
Cash to close$25,390$27,800