Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,359$327,359$427,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$100,141$0
Funding fee$1,637$1,637$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.248%7.640%
1st payment$1,579.96$1,579.96$2,959.92
2nd payment$0.00$667.61$0.00
Taxes / mo$0.33$0.33$0.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$125.00$125.00$125.00
Total monthly$1,871.96$2,539.57$3,337.42
Cash to close$147,641$47,500$47,500