Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$246,524$197,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,233$0
Note rate3.760%7.400%
Blended rate3.760%7.640%
1st payment$1,251.38$1,364.68
2nd payment$0.00$0.00
Taxes / mo$331.50$331.50
Insurance / mo$150.00$150.00
MI / mo$0.00$39.42
HOA / mo$0.00$0.00
Total monthly$1,732.88$1,885.60
Cash to close$0$21,900