Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$552,212$552,212$575,100
Remaining term (yrs)27.427.430.0
Secondary amount$0$54,838$0
Funding fee$2,761$2,761$0
Note rate6.770%6.770%7.400%
Blended rate6.770%7.231%7.640%
1st payment$3,688.34$3,688.34$3,981.88
2nd payment$0.00$542.66$0.00
Taxes / mo$39.38$39.38$39.38
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.02
HOA / mo$0.00$0.00$0.00
Total monthly$3,894.39$4,437.05$4,302.94
Cash to close$86,788$31,950$63,900