Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,126$325,800
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,661$0
Note rate6.490%7.320%
Blended rate6.490%7.560%
1st payment$2,146.76$2,238.02
2nd payment$0.00$0.00
Taxes / mo$609.58$609.58
Insurance / mo$150.00$150.00
MI / mo$0.00$65.16
HOA / mo$60.00$60.00
Total monthly$2,966.35$3,122.76
Cash to close$29,874$36,200