Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,383$323,383$348,930
Remaining term (yrs)25.425.430.0
Secondary amount$0$25,547$0
Funding fee$1,617$1,617$0
Note rate3.450%3.450%7.400%
Blended rate3.450%3.856%7.640%
1st payment$1,590.39$1,590.39$2,415.92
2nd payment$0.00$191.60$0.00
Taxes / mo$590.58$590.58$590.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.79
HOA / mo$5.83$5.83$5.83
Total monthly$2,336.81$2,528.41$3,232.12
Cash to close$64,317$38,770$38,770