Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,964$351,000
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,860$0
Note rate6.480%7.320%
Blended rate6.480%7.560%
1st payment$2,453.63$2,411.13
2nd payment$0.00$0.00
Taxes / mo$558.75$558.75
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$24.00$24.00
Total monthly$3,186.38$3,214.08
Cash to close$18,036$39,000