Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$382,878$373,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,914$0
Note rate6.490%7.320%
Blended rate6.490%7.560%
1st payment$2,474.81$2,565.69
2nd payment$0.00$0.00
Taxes / mo$552.58$552.58
Insurance / mo$150.00$150.00
MI / mo$0.00$74.70
HOA / mo$0.00$0.00
Total monthly$3,177.40$3,342.97
Cash to close$32,122$41,500