Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$160,242$160,242$494,910
Remaining term (yrs)23.123.130.0
Secondary amount$0$334,668$0
Funding fee$801$801$0
Note rate3.780%3.780%7.400%
Blended rate3.780%6.465%7.640%
1st payment$864.07$864.07$3,426.66
2nd payment$0.00$2,161.40$0.00
Taxes / mo$458.25$458.25$458.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$65.00$65.00$65.00
Total monthly$1,553.99$3,715.39$4,215.56
Cash to close$389,658$54,990$54,990