Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$526,953$526,953$562,410
Remaining term (yrs)27.027.030.0
Secondary amount$0$35,457$0
Funding fee$2,635$2,635$0
Note rate7.180%7.180%7.400%
Blended rate7.180%7.295%7.640%
1st payment$3,679.14$3,679.14$3,894.01
2nd payment$0.00$265.93$0.00
Taxes / mo$520.75$520.75$520.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$112.48
HOA / mo$245.00$245.00$245.00
Total monthly$4,611.55$4,877.48$4,938.91
Cash to close$97,947$62,490$62,490