Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$25,404$25,404$310,500
Remaining term (yrs)2.92.930.0
Secondary amount$0$285,096$0
Funding fee$127$127$0
Note rate8.150%8.150%7.400%
Blended rate8.150%7.783%7.640%
1st payment$778.78$778.78$2,149.84
2nd payment$0.00$1,841.25$0.00
Taxes / mo$114.91$114.91$114.91
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$75.00$75.00$75.00
Total monthly$1,118.69$2,959.94$2,551.85
Cash to close$319,596$34,500$34,500