Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,714$210,714$313,110
Remaining term (yrs)22.522.530.0
Secondary amount$0$102,396$0
Funding fee$0$0$0
Note rate4.100%4.100%7.320%
Blended rate4.950%5.947%7.560%
1st payment$1,190.85$1,190.85$2,150.85
2nd payment$0.00$682.64$0.00
Taxes / mo$282.00$282.00$282.00
Insurance / mo$150.00$150.00$150.00
MI / mo$174.57$174.57$62.62
HOA / mo$108.67$108.67$108.67
Total monthly$1,906.09$2,588.73$2,754.14
Cash to close$137,186$34,790$34,790