Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$68,349$68,349$270,000
Remaining term (yrs)12.912.930.0
Secondary amount$0$201,651$0
Funding fee$342$342$0
Note rate5.190%5.190%7.320%
Blended rate5.190%7.102%7.560%
1st payment$603.34$603.34$1,854.71
2nd payment$0.00$1,302.33$0.00
Taxes / mo$119.20$119.20$119.20
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$90.00$90.00$90.00
Total monthly$962.54$2,264.88$2,267.91
Cash to close$231,651$30,000$30,000